AML/KYC Policy

Last updated: September 2026 | No Mandatory ID Verification

✅ NO KYC REQUIRED: ZeroFee.gg does NOT require identity verification, government ID, or address proof. We rely on automated behavioral monitoring and user reporting to detect suspicious activity. Users are responsible for their own transactions.

1. Our Approach

As an open P2P marketplace that does not process buyer–seller trade payments, our AML approach for marketplace activity is behavioral rather than identity-based:

  • No Identity Verification: We do not collect government IDs, passports, or proof of address
  • Automated Monitoring: We use algorithms to detect suspicious behavioral patterns
  • User Reporting: Community reports help identify bad actors
  • Account Suspension: We suspend accounts showing clear fraud patterns
  • Cooperation: We cooperate with law enforcement on valid legal requests

2. Automated Monitoring

Our systems automatically flag:

Behavioral Red Flags

  • • Multiple accounts from same IP/device
  • • Rapid listing creation and deletion
  • • Unusual messaging patterns (spam, threats)
  • • Multiple reports from different users
  • • Attempts to move communication off-platform

Transaction Patterns

  • • Extremely high-value listings from new accounts
  • • Repeated identical listings (potential scam)
  • • Listings with prices far below market value
  • • Sellers refusing platform communication
  • • Buyers with multiple failed transactions

3. No Identity Verification

We explicitly do NOT:

  • Require government ID, passport, or driver's license
  • Require proof of address or residence
  • Perform facial recognition or biometric verification
  • Conduct background checks or credit checks
  • Verify age beyond self-reported date of birth
  • Require source of funds documentation

Consequence: Because we do not verify identities, users must exercise caution and verify counterparties themselves. See our Buyer Protection guidelines.

4. Suspicious Activity Reporting

If we detect suspicious activity:

  • Account may be immediately suspended pending review
  • Listings may be removed
  • Chat logs may be preserved for investigation
  • Severe cases may be reported to relevant authorities
  • User will be notified of suspension reason

Note: For P2P trades we do not see your PayPal/bank transfer details, so we cannot trace those financial flows. We rely on behavioral patterns, chat evidence, and user reports.

5. Premium & Donation Payments

Seller Premium, Buyer Premium, and donations may be paid via Kashier (card) or crypto wallets shown at checkout. Those rails are processed by third parties / public blockchains. ZeroFee still does not require government ID KYC to use the marketplace or buy Premium. Payment processors and networks may apply their own compliance rules independently of ZeroFee.

  • We may store order references, amounts, and crypto tx proofs needed to confirm Premium/donations
  • Abuse of payment rails (fraudulent chargebacks, fake proofs) can lead to account action
  • Donations do not buy marketplace privileges; Premium buys listed platform features only

6. Record Keeping

Account and listing dataUntil account deletion + 30 days
Chat/message logs90 days
IP addresses and logs90 days
Suspicious activity reports1 year

7. Contact

Support: [email protected]

ZeroFee.gg is committed to preventing platform abuse while respecting user privacy. We use minimal, automated monitoring without requiring identity verification.